In China,the Housing Security Object has evolved from the middle-income families to low-income families. However,the various understandings of the "low-income"has led a great contrast in people’s expectation and reality; thus,how to define the Housing Security Object becomes a thorny problem. As for low-income families,they have the security of housing based on their limited housing affordability. But the linchpin to infer their housing paying ability is the family housing expenditure of monthly income and the necessary monthly repayment for...