Some western countries, for example, Britain and Sweden, have already set up a near-perfect Housing Insurance System in order to meet the needs of low-income groups. In all nations, although similarities can be found in the reasons, purposes, responsibilities and functions of applying Housing Insurance System, differences still exist in many aspects, such as its material basis, insurance modes, insurance ways, the patterns of supplying public accommodations, and housing subsidies. As a result, learning the successful experience of the Housing Insurance System in other countries will greatly be...